Located in Allendale, NJ Ed Kalpagian State Farm Insurance offers all types of insurance such as Auto Insurance, Home Insurance, Life Insurance, Health, Renters and Business Insurance. Serving the Allendale, NJ area including, Ridgewood NJ, Franklin Lakes NJ, Wyckoff NJ, and Ramsey NJ. Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.