HTG Financial is a financial planning and investment services firm that helps clients in Memphis, TN, with retirement strategies, social security strategies, risk management, estate strategies, life insurance, HNW/UHNW clients, small business ownership, charitable giving/ legacy planning, extended care, and special needs trusts. The firm offers a wide range of services, including retirement planning, social security strategies, risk management, estate strategies, life insurance, HNW/UHNW clients, small business ownership, charitable giving/ legacy planning, extended care, and special needs trusts. HTG Financial is committed to providing clients with the best possible financial advice and services.