Financial Plans & Strategies, Inc. a Registered Investment Advisor, with over 40 years of experience. Our fiduciary responsibility is to our clients and our success is defined by the long term achievement of our clients' financial goals. We provide fee-based financial planning and investment advisory services to individuals and institutions. We offer individual stocks, bonds and mutual funds held in custody with TD Ameritrade. In order to develop a truly comprehensive financial plan, the plan must account for numerous contingencies. This process involves knowledge of other specialties such as law and insurance.