Phyllis Michaels, is a mortgage loan officer with Sandy Spring Bank. She provides construction loans, home loans, jumbo loans, conventional loans, Veterans Loans, FHA and FHA 203K Loans. We have our own proprietary First Time Home Buyer Programs which we are able to layer with HPAP, EHAP & Federal Grant money and portfolio Construction Lending Products.
Our portfolio construction-perm one time close products are premier products in the Washington area. In add We service the Washington, DC area, including Maryland and Virginia.