ENCOMPASS Benefits & HR Solutions is a leading independent employee benefits broker & Human Resources consulting firm.We work closely with clients to design and implement custom, cost-effective employee group health insurance, group retirement savings, Human Resources and health & wellness plans. Group Benefits Products we support our clients with: Life Insurance, Dependent Life, AD&D, Extended Health, Dental, Short Term Disability, Long Term Disability, Employee & Family Assistance Programs, Health Spending Accounts, Cost Plus, Critical Illness, Group RRSPs, Pension, Flex Plans, Optional Insurance and U.S. Benefits. We represent our client's needs first and foremost assisting with benefit cost analysis, negotiation, issue resolution and ongoing support. ENCOMPASS has relationships with ALL Canadian insurance carriers to find and negotiate the best insurance coverage and rates for our clients. Our team is here to help with all your group employee benefits, retirement & HR needs.